:root{--navy:#0f2340;--navy-2:#16305a;--navy-3:#1f3f73;--ink:#1b2433;--muted:#5d6b80;--line:#e3e7ee;--bg:#f4f6fa;--card:#fff;--gold:#c9a24a;--gold-2:#e7cf8f;--gold-soft:#fbf5e6;--green:#1d8a5b;--green-soft:#e6f4ed;--green-light:#a8d9c0;--blue:#2a62c9;--blue-soft:#e8effc;--amber:#b7791f;--amber-soft:#fdf3e1;--gray-soft:#eef0f4;--due:#6b778a;--radius:14px;--shadow:0 1px 2px #0f23400f,0 4px 16px #0f23400f}*{box-sizing:border-box}html,body{margin:0}body{color:var(--ink);background:var(--bg);-webkit-font-smoothing:antialiased;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica Neue,Arial,sans-serif;font-size:15px;line-height:1.45}.num{font-variant-numeric:tabular-nums}.wrap{max-width:1180px;margin:0 auto;padding:0 20px}.example-banner{color:#fff;text-align:center;letter-spacing:.08em;background:repeating-linear-gradient(135deg,#7a1f1f 0 14px,#8c2626 14px 28px);padding:8px 12px;font-size:13px;font-weight:700}.example-banner small{letter-spacing:0;opacity:.9;margin-left:6px;font-weight:500}header.top{background:linear-gradient(120deg,var(--navy),var(--navy-2) 60%,var(--navy-3));color:#fff}.topbar{justify-content:space-between;align-items:center;gap:16px;padding:14px 0;display:flex}.brand{align-items:center;gap:12px;min-width:0;display:flex}.logo{background:linear-gradient(135deg,var(--gold),var(--gold-2));width:42px;height:42px;color:var(--navy);letter-spacing:.02em;border-radius:10px;flex:none;place-items:center;font-size:13px;font-weight:800;display:grid;box-shadow:inset 0 0 0 2px #ffffff59}.brand-name{font-size:16px;font-weight:700;line-height:1.15}.brand-sub{color:var(--gold-2);opacity:.95;font-size:12px}.user{align-items:center;gap:12px;display:flex}.avatar{background:#ffffff24;border-radius:50%;place-items:center;width:36px;height:36px;font-size:13px;font-weight:700;display:grid}.user-meta{text-align:right;line-height:1.2}.user-meta .n{font-weight:600}.user-meta .s{opacity:.75;font-size:12px}.btn{appearance:none;border:1px solid var(--line);color:var(--navy);cursor:pointer;background:#fff;border-radius:10px;padding:8px 14px;font:600 14px/1 inherit;transition:all .15s}.btn:hover{border-color:var(--navy-3)}.btn-ghost{color:#fff;background:0 0;border-color:#ffffff59}.btn-sm{padding:6px 10px;font-size:13px}.btn[disabled]{opacity:.55;cursor:not-allowed}.btn-navy{background:var(--navy);color:#fff;border-color:var(--navy)}.btn-navy:hover{background:var(--navy-2)}.hero{padding:18px 0 70px}.hero h1{margin:0;font-size:26px;font-weight:700}.hero p{color:#c9d4e6;margin:4px 0 0;font-size:14px}nav.tabs{flex-wrap:wrap;gap:6px;margin-top:16px;display:flex}nav.tabs a{color:#dfe7f3;background:#ffffff14;border-radius:999px;padding:6px 12px;font-size:13px;font-weight:600;text-decoration:none}nav.tabs a:hover{color:#fff;background:#ffffff2e}main{margin-top:-52px;padding-bottom:30px}section{margin-bottom:26px}.sec-head{flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:12px;margin:0 0 12px;display:flex}.sec-head h2{color:var(--navy);margin:0;font-size:18px}.sec-head .hint{color:var(--muted);font-size:13px}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}.summary{grid-template-columns:repeat(6,1fr);gap:12px;display:grid}.stat{padding:16px;position:relative;overflow:hidden}.stat .lbl{color:var(--muted);text-transform:uppercase;letter-spacing:.04em;font-size:12px;font-weight:600}.stat .val{color:var(--navy);white-space:nowrap;margin-top:6px;font-size:22px;font-weight:700}.stat .sub{color:var(--muted);margin-top:4px;font-size:12px}.stat.accent:before{content:"";background:var(--gold);width:4px;position:absolute;top:0;bottom:0;left:0}.asof{color:var(--muted);margin-top:10px;font-size:12px}.badge{white-space:nowrap;border-radius:999px;align-items:center;gap:6px;padding:4px 10px;font-size:12px;font-weight:700;display:inline-flex}.badge:before{content:"";background:currentColor;border-radius:50%;width:7px;height:7px}.b-active{background:var(--green-soft);color:var(--green)}.b-refi{background:var(--blue-soft);color:var(--blue)}.b-listed{background:var(--amber-soft);color:var(--amber)}.b-paid{background:var(--gray-soft);color:#4b5565}.pay-badge{vertical-align:middle;border-radius:999px;align-items:center;gap:5px;padding:3px 9px;font-size:11px;font-weight:700;display:inline-flex}.pay-badge.paid{background:var(--green-soft);color:var(--green)}.pay-badge.due,.pay-badge.scheduled{background:var(--gray-soft);color:var(--due)}.chip{background:var(--gray-soft);color:#3a4659;border-radius:6px;padding:3px 9px;font-size:12px;font-weight:600;display:inline-block}.chip.gold{background:var(--gold-soft);color:#7d5f17}.loan{margin-bottom:12px;overflow:hidden}.loan-head{text-align:left;cursor:pointer;width:100%;font:inherit;color:inherit;background:0 0;border:0;padding:18px;display:block}.loan-head:focus-visible{outline:3px solid var(--gold);outline-offset:-3px}.lh-top{justify-content:space-between;align-items:flex-start;gap:12px;display:flex}.prop{color:var(--navy);font-size:16px;font-weight:700}.prop-sub{color:var(--muted);margin-top:2px;font-size:13px}.lh-right{align-items:center;gap:10px;display:flex}.chev{border:1px solid var(--line);border-radius:8px;flex:none;place-items:center;width:28px;height:28px;transition:transform .2s;display:grid}.loan.open .chev{transform:rotate(180deg)}.facts{grid-template-columns:repeat(8,minmax(0,1fr));gap:10px 16px;margin-top:14px;display:grid}.fact .k{color:var(--muted);text-transform:uppercase;letter-spacing:.04em;font-size:11px;font-weight:600}.fact .v{margin-top:2px;font-size:14px;font-weight:600}.progress{margin-top:14px}.progress .row{color:var(--muted);justify-content:space-between;margin-bottom:6px;font-size:12px;display:flex}.bar{background:#edf0f5;border-radius:999px;height:8px;overflow:hidden}.bar>span{background:linear-gradient(90deg,var(--navy-3),var(--gold));border-radius:999px;height:100%;display:block}.loan-body{border-top:1px solid var(--line);background:#fbfcfe;padding:18px;display:none}.loan.open .loan-body{display:block}.lb-grid{grid-template-columns:1.1fr 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10px;font-size:13px}.switch{color:var(--navy);cursor:pointer;-webkit-user-select:none;user-select:none;align-items:center;gap:8px;font-size:13px;font-weight:600;display:inline-flex}.switch input{opacity:0;width:1px;height:1px;position:absolute}.switch .tr{background:#cfd6e2;border-radius:999px;flex:none;width:36px;height:20px;transition:all .2s;position:relative}.switch .tr:after{content:"";background:#fff;border-radius:50%;width:16px;height:16px;transition:all .2s;position:absolute;top:2px;left:2px;box-shadow:0 1px 2px #0003}.switch input:checked+.tr:after{left:18px}.legend{color:var(--muted);flex-wrap:wrap;align-items:center;gap:16px;margin-top:8px;font-size:12px;display:flex}.legend .sw{vertical-align:middle;border-radius:2px;width:14px;height:10px;margin-right:6px;display:inline-block}.legend i{border-top:3px solid var(--navy-3);vertical-align:middle;width:22px;height:0;margin-right:6px;display:inline-block}.legend i.dot{border-top:3px dotted var(--gold)}.legend i.dot2{border-top:3px dotted #2a9d8f}.illus{background:var(--gold-soft);color:#6b5114;border:1px solid #efe0b8;border-radius:10px;margin-top:10px;padding:9px 12px;font-size:12.5px;font-weight:600;display:none}.illus.show{display:block}.mot-readout{flex-wrap:wrap;gap:18px;margin-bottom:6px;display:flex}.mot-readout div{color:var(--muted);font-size:12px}.mot-readout b{color:var(--navy);font-size:18px;display:block}.tip{pointer-events:none;background:var(--navy);color:#fff;white-space:nowrap;opacity:0;z-index:5;border-radius:8px;padding:8px 10px;font-size:12px;line-height:1.35;transition:opacity 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.fill{background:var(--gold);height:3px;position:absolute;top:11px;left:12.5%}.step{text-align:center;color:var(--muted);font-size:11px;font-weight:600;position:relative}.step .dot{color:#fff;background:#fff;border:3px solid #d4dae4;border-radius:50%;place-items:center;width:24px;height:24px;margin:0 auto 4px;font-size:11px;display:grid}.step.cur .dot{border-color:var(--navy-3);background:#fff;box-shadow:0 0 0 4px #1f3f731f}.pct-row{color:var(--muted);justify-content:space-between;margin-bottom:5px;font-size:12px;display:flex}.update{border:1px solid var(--line);background:#f7f9fc;border-radius:10px;padding:10px 12px;font-size:13px}.update .d{color:var(--muted);margin-bottom:3px;font-size:11.5px;font-weight:600}.proj-foot{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:8px;margin-top:auto;display:flex}.src{color:var(--muted);background:#f2f4f8;border-radius:6px;align-items:center;gap:6px;padding:3px 8px;font-size:11.5px;display:inline-flex}.src svg{width:13px;height:13px}.linklike{color:var(--navy-3);cursor:pointer;text-underline-offset:2px;background:0 0;border:0;padding:0;font:600 12.5px inherit;text-decoration:underline}.docs{padding:6px 0}.doc-row{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;gap:12px;padding:12px 18px;display:flex}.doc-row:last-child{border-bottom:0}.doc-l{align-items:center;gap:12px;min-width:0;display:flex}.doc-ic{background:var(--blue-soft);width:36px;height:44px;color:var(--blue);border-radius:6px;flex:none;place-items:center;font-size:10px;font-weight:800;display:grid}.doc-t{font-weight:600}.doc-s{color:var(--muted);font-size:12px}.ph-tag{color:#8a6d1e;background:var(--gold-soft);border:1px dashed #d9bf7a;border-radius:6px;margin-left:6px;padding:2px 7px;font-size:11px;font-weight:700}.contract-docs{border:1px solid var(--line);background:#fff;border-radius:10px;margin-top:12px}.contract-docs .doc-row{padding:10px 14px}footer{border-top:1px solid var(--line);background:#fff;margin-top:10px}.disc{color:var(--muted);padding:20px 0;font-size:13px}.modal{z-index:50;background:#0a142899;justify-content:center;align-items:center;padding:20px;display:none;position:fixed;inset:0}.modal.show{display:flex}.modal-card{background:#fff;border-radius:16px;width:100%;max-width:560px;overflow:hidden}.modal-img{aspect-ratio:16/10;color:#fff;place-items:center;display:grid}.modal-img svg{width:22%;height:auto}.modal-b{justify-content:space-between;align-items:center;gap:10px;padding:14px 18px;display:flex}.mockbar{color:#9fb0c8;background:#0a172b;font-size:12px}.mockbar .wrap{flex-wrap:wrap;align-items:center;gap:8px;padding:6px 20px;display:flex}.mockbar button{color:#cfd9e8;cursor:pointer;background:0 0;border:1px solid #2a3d5c;border-radius:999px;padding:4px 11px;font:600 12px inherit}.mockbar button.on{background:var(--gold);color:var(--navy);border-color:var(--gold)}.previewbar{background:var(--gold-soft);color:#6b5114;border-bottom:1px solid #efe0b8;font-size:13px;font-weight:600;display:none}.previewbar .wrap{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:10px;padding:8px 20px;display:flex}body.previewing .previewbar{display:block}.screen{display:none}.screen.on{display:block}#loginScreen{background:radial-gradient(1200px 500px at 20% -10%,#24477f 0,transparent 60%),linear-gradient(160deg,var(--navy),#0b1a31);min-height:calc(100vh - 70px);padding:40px 16px}#loginScreen.on{justify-content:center;align-items:center;display:flex}.login-card{background:#fff;border-radius:18px;width:100%;max-width:420px;padding:28px;box-shadow:0 20px 60px #00000059}.login-card .brand{margin-bottom:18px}.login-card .brand-sub{color:#8a6d1e;display:block!important}.field{margin-bottom:12px;display:block}.field span{color:var(--muted);text-transform:uppercase;letter-spacing:.04em;margin-bottom:5px;font-size:12px;font-weight:700;display:block}.field input,.field select,.field 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.field{flex:1;min-width:160px;margin:0}.calc .field input,.calc .field select{padding:8px 10px}.calc-out{color:#4d3c10;margin-top:8px;font-size:13px}.admin-grid{grid-template-columns:220px minmax(0,1fr);align-items:start;gap:18px;display:grid}.lender-item{text-align:left;border:1px solid var(--line);cursor:pointer;width:100%;font:inherit;color:inherit;background:#fff;border-radius:12px;margin-bottom:8px;padding:12px;display:block}.lender-item .n{color:var(--navy);font-weight:700}.lender-item .s{color:var(--muted);font-size:12px}.panel{margin-bottom:14px;padding:18px}.panel h3{margin-bottom:12px;font-size:15px}.access{border:1px solid var(--line);background:#f3f6fb;border-radius:10px;flex-wrap:wrap;align-items:center;gap:10px;margin-bottom:14px;padding:10px 12px;font-size:13px;display:flex}.cell{font:inherit;width:100%;min-width:70px;color:var(--ink);background:#fff;border:1px solid #cfd6e2;border-radius:8px;padding:6px 8px;font-size:13px}.edit-tbl td{vertical-align:middle;white-space:normal;padding:8px 7px}.edit-tbl select.cell{width:auto;min-width:100px}.edit-tbl th{padding:8px 7px}.form-grid{grid-template-columns:repeat(5,1fr) auto;align-items:end;gap:10px;display:grid}.form-grid .field{margin:0}.form-grid .field input,.form-grid .field select{padding:8px 10px}.proj-edit{border-bottom:1px solid var(--line);grid-template-columns:1.2fr 1.6fr .9fr .6fr;gap:10px;padding:12px 0;display:grid}.proj-edit:last-child{border-bottom:0}.proj-edit .field{margin:0}.proj-edit .field input,.proj-edit .field select,.proj-edit .field textarea{padding:8px 10px;font-size:13px}.proj-edit .wide{grid-column:1/-1}.toast{background:var(--navy);color:#fff;opacity:0;z-index:60;pointer-events:none;border-radius:10px;padding:9px 16px;font-size:13px;font-weight:600;transition:all .2s;position:fixed;bottom:18px;left:50%;transform:translate(-50%)translateY(20px)}.toast.show{opacity:1;transform:translate(-50%)translateY(0)}.warn{color:#a32020;font-size:11.5px;font-weight:700}a.src{text-decoration:none}.wizard{display:none}.wizard.show{display:block}.wiz-steps{flex-wrap:wrap;gap:8px;margin-bottom:16px;display:flex}.wiz-step{color:var(--muted);background:#eef1f6;border-radius:999px;align-items:center;gap:8px;padding:6px 12px;font-size:13px;font-weight:600;display:flex}.wiz-step.on{background:var(--navy);color:#fff}.wiz-step .n{background:#00000014;border-radius:50%;place-items:center;width:22px;height:22px;font-size:12px;display:grid}.wiz-step.on .n{background:#fff3}.upload-zone{text-align:center;background:#fafbfd;border:2px dashed #b9c4d6;border-radius:12px;margin-bottom:14px;padding:28px}.upload-zone h4{color:var(--navy);margin:0 0 6px}.upload-files{gap:8px;margin-top:14px;display:grid}.upload-file{border:1px solid var(--line);text-align:left;background:#fff;border-radius:10px;align-items:center;gap:10px;padding:10px 12px;display:flex}.upload-file .ok{color:var(--green);font-size:12px;font-weight:700}.review-grid{grid-template-columns:1fr 1fr;gap:12px;display:grid}.rf{border:1px solid var(--line);background:#fff;border-radius:10px;padding:10px 12px}.rf .k{color:var(--muted);text-transform:uppercase;letter-spacing:.04em;justify-content:space-between;align-items:center;gap:8px;font-size:11px;font-weight:700;display:flex}.rf .v{color:var(--navy);margin-top:4px;font-weight:600}.rf input,.rf select{width:100%;font:inherit;border:1px solid #cfd6e2;border-radius:8px;margin-top:4px;padding:6px 8px;font-size:14px}.needs{background:var(--amber-soft);color:var(--amber);letter-spacing:.02em;border-radius:999px;padding:2px 7px;font-size:10px;font-weight:800}.okmark{background:var(--green-soft);color:var(--green);border-radius:999px;padding:2px 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